How Pawnbroking Works...
Bring in your item
We appraise it on the spot
Get instant cash
Repay within 7 months to reclaim it
Where Can I Pawn My Items?
🏢 WANTS – **St Austell Only**
📍 1 Trinity Street, St Austell
📞 01726 72765
WANTS currently only offers Pawnbroking Loans in our St Austell branch, if you are looking for a pawnbroker in Plymouth, Click here.
Pawnbroking has always been popular as a safe and simple way of raising cash at short notice.
Why Choose WANTS for Pawnbroking?
✔ Loans secured against gold, watches, or other valuables
✔ Same-day cash with up to 7 months to repay
✔ No credit checks or complicated forms
✔ Fully transparent, with a written repayment plan
For free and impartial information about borrowing and managing your money, visit MoneyHelper.
Some Quick FAQs
We accept gold, jewellery, watches, and often tech. If you're not sure you can always check by ringing or emailing first!
Our standard term is up to 7 months, but you can redeem your item at any time within that period by repaying the loan and any accrued interest.
We offer loans from £1 to £100,000, depending on the value of your item. We’ll inspect it in store and make an offer on the spot — you’re free to accept or decline.
We’ll contact you first. If needed, we may be able to renew the loan. If not, we’ll sell the item to recover the loan amount — but you’re never chased for the shortfall.
Yes, you’ll need photo ID, such as a driving licence or passport, and proof of address when taking out a pawnbroking loan with WANTS.
Absolutely. We’ve been around since 1969 and have been a trusted pawnbroker since 2008.
Our Monthly Interest Rates
Our Monthly Interest Rates
|
Loan Amount |
Simple Monthly Interest Rate (fixed) |
APR% (fixed) |
|
£1 - £5,000 |
8.50% |
123 |
|
£5,001 - £7,500 |
7.49% |
106.3 |
|
£7,501 - £10,000 |
6.49% |
90.3 |
|
£10,001 - £15,000 |
5.49% |
74.8 |
|
£15,001 and above |
4.49% |
59.9 |
Representative Example £100 Loan
|
Loan Amount |
Period |
Total amount payable |
Monthly rate |
|
£100 |
5 weeks |
£113.3 APR 123% (fixed) |
8.5% (fixed) |
|
£100 |
10 weeks |
£122.34 APR 123% (fixed) |
8.5% (fixed) |
|
£100 |
15 weeks |
£132.09 APR 123% (fixed) |
8.5% (fixed) |
|
£100 |
7 Months |
£159.50 APR 123% (fixed) |
8.5% (fixed) |
Representative Example £500 Loan
|
Loan Amount |
Period |
Total amount payable |
Monthly rate |
|
£500 |
5 weeks |
£566.52 APR 123% (fixed) |
8.5% (fixed) |
|
£500 |
10 weeks |
£611.68 APR 123% (fixed) |
8.5% (fixed) |
|
£500 |
15 weeks |
£660.43 APR 123% (fixed) |
8.5% (fixed) |
|
£500 |
7 Months |
£797.50 APR 123% (fixed) |
8.5% (fixed) |
Representative Example £6,000 Loan.
|
Loan Amount |
Period |
Total amount payable |
Monthly rate |
|
£6,000 |
5 weeks |
£6716.31 APR 106.3% (fixed) |
7.49% (fixed) |
|
£6,000 |
10 weeks |
£7197.90 APR 106.3% (fixed) |
7.49% (fixed) |
|
£6,000 |
15 weeks |
£7714.02 APR 106.3% (fixed) |
7.49% (fixed) |
|
£6,000 |
7 Months |
£9145.8 APR 106.3% (fixed) |
7.49% (fixed) |
BUY
Shop for thousands of new and pre-owned items from the South West's leading second-hand high street retailer.
SELL
We pay instant cash for your valuable items. Speak to one of our experienced Team in-store or complete the contact us form and we will be in touch!