Pawnbroking Loans
Pawnbroking Loans from WANTS are a way to raise cash against the value of your goods, without permanently parting with them.
WANTS currently only offer Pawnbroking Loans in our St Austell branch, if you are looking for a pawnbroker in plymouth, Click here.
Pawnbroking has always been popular as a safe and simple way of raising cash at short notice.
At Wants Cash Centre we offer affordable loans secured by your jewellery, gold coins, high-end watches, antiques or similar high value items.
We offer same-day instant cash with an option for you to repay the loan over the following seven months.
To be helpful we can provide a written break-down of repayment figures over the course of the agreement so you always know exactly where you stand.
With the short term cash crisis solved many borrowers reclaim their property after just a few weeks.
With no Credit Checks and on the spot cash it really is that easy!
For more information on alternatives to pawnbroking visit www.moneyadviceservice.org.uk
For FAQ'S please click below.
To help protect both ourselves and you against theft and fraud we need proof of your identity and address. These could be a utility bill, bank statement, Government issued letter, or current photographic ID such as Passport, Driving Licence.
Where possible please provide both proof of address and photographic ID.
You must be at least 18 years of age.
We do not need to perform any personal income or credit checks and using any of our services will not affect your credit rating.
There is no upper limit to the amount we can loan you, but the amount offered will depend on the value of the item(s) you bring in to use as security. Multiple items can be used, either on a single contract or multiple contracts.
The item(s) you use as security will remain with us, either in our safes or secure stock rooms until you redeem them or the contract expires. After that the item(s) will be put up for sale or go to auction
Our Pawnbroking contacts are up to 7 months. Pawnbroking is regulated by the Consumer Credit act 1974.
If you use our pawnbroking service and the contract is not redeemed we will dispose of your item(s) on your behalf for a fair market value to recover the amount you borrowed. If the amount realised from such sales (after deducting sale costs) is more than the amount you owe at the date of the sale, we will notify you of any surplus, which you can collect from the store. If the item(s) sale does not realise enough to clear the balance outstanding we will not ask you for the difference, it will be written off. This would have no impact on your credit rating, and you would be free of the contract with us. You are always welcome to use our services again.
No, unfortunately we can only accept cash, however a credit/debit card can be used to purchase any item in our store.
If you lose your Pawnbroking contract and the borrowed amount exceeds £75, you will need to obtain a signed and stamped affidavit from a solicitor, who may charge for this service. You must bring the affidavit to Wants on the same day to serve as your contract.
No, as a pawnbroker we would always require item(s) as security against the loan.
Pawnbroking is a way to free up some cash while keeping the option to redeem your favourite items at a later date.
For more information on current interest rates just give us a call!
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